Yakima Federal Savings and Loan was founded in 1905 to give people a safe place to save money to buy homes.  As a mutual bank, Yakima Federal is owned by our depositors.

 

We are dedicated to safe business practices which benefit our customers and our communities.

Learn More

Featured Deposit Rates

3 Month CD

Rate APY
2.96% 3.00%

6 Month CD

Rate APY
3.44% 3.50%

8 Month CD

Rate APY
3.63% 3.70%

12 Month CD

Rate APY
2.96% 3.00%

APY is the annual percentage yield.  For complete rates, terms and disclosures please download the rate sheet.

Featured Mortgage Rates

30 Year Fixed

Rate APR
5.875% 6.013%

30 Year Refinance

Rate APR
6.125% 6.285%

15 Year Fixed

Rate APR
5.500% 5.729%

20 Year Home Equity

Rate APR
7.000% 7.180%

APR is the annual percentage rate.  For complete rates, terms and disclosures please download the rate sheet.

Diana was very knowledgeable!

Came to the Gage branch, I had a few questions regarding my account. Diana was very knowledgeable and extremely helpful. I was able to get all my questions answered. She even informed me about the current rates on the CD accounts that are available. I walked out feeling very confident banking with Yakima Federal.

Alejandro G.
Kennewick – Gage Branch Customer

Heather went beyond the call of duty... Kennewick

Heather went beyond the call of duty to help me secure my HELOC. I appreciate her efforts.

Richard K.
Kennewick – Clearwater Branch Customer

 

 

His customer service is over the top! Thank you Harold!

Harold assisted us and his service is amazing! He went above and beyond with our loan. His customer service is over the top!! Seriously, the best we’ve received from any establishment, banking or otherwise, in years!!! Thank you for being refreshing. We will be back!

Kathy R.
Yakima Main Branch Customer

Excellent customer service from Tina

Can’t think of anything to improve. Excellent customer service from everyone especially Tina who helped me get a HELOC loan.

John W.
Yakima Stadium Branch Customer

Perla is awesome!

Recently I had a check stolen from my mailbox. It was altered and cached at a different banking institution. I was contacted by Perla from the Prosser branch. Perla assisted me through the process of closing and reopening the account along with a new debit card and checks. She’s awesome. I have banked at the Prosser branch for almost 45 years and the staff has always been very friendly, helpful and professional.

Nancy C.
Prosser Branch Customer

Heather was amazing, wonderful and a joy to work with...

We opened additional accounts because of the amazing service we’ve had since we purchased out house 10 years ago. We were only going to open a HELOC this time, but Heather was so amazing, wonderful and a joy to work with that we decided to open checking & savings and will be moving all our accounts to YFS&L.

Richland Branch Customer

Nothing but good things to say about Ellensburg!

I’ve been doing business in Ellensburg branch for years and have nothing but good things to say about the staff.

Karen E.
Ellensburg Branch Customer

Pearl - I give you 5 stars!

I would like to let you know of just one person. Her name is Pearl. She did more for me than any other person you have working there. She should be recognized for her effort on doing her job. I give you 5 stars!

Elenor W.
Yakima Orchard Park Branch Customer

Pasco - Best Loan Officers Ever!

Best Loan Officers Ever! TRUST ME! Roy was the absolute best! Andrew filled in one day and was fabulous.

Joseph O.
Pasco Branch Customer

Your help, kindness, smiles make a big difference in Sunnyside

Keep up the excellent work Sunnyside Branch! You’re the best. Your help, kindness, smiles make a big difference. You are always so welcoming.

Rosalinda A.
Sunnyside Branch Customer