Click Here for Deposit Rates
Opening an account with Yak Fed is easy as clicking a button, providing a few pieces of information and making your first deposit. We offer wide range of deposit products that are sure to meet your needs. Annual Percentage Yield (APY) assumes reinvestment of interest earned at the stated rate. Rates subject to change without notice. Substantial penalty for early withdrawal may apply for term deposits. Fees may reduce earnings. New accounts limited to Washington and Oregon State residents. For information on opening a new account as an out-of-state resident call us toll-free at 1-800-331-3225.
NEW: Effective immediately, All Yakima Federal Visa® Debit cards can now enroll in uChoose rewards!
Standard free checking / debit card account. It’s a great choice for your first checking account.
FEATURES:
- $25 minimum balance to open
- Free first order of personal checks
- Account to account transfers
- Send or Request Money with Zelle®
- Free canceled check storage
- Free initial Visa® Debit card with uChoose rewards
- Free Yakima Federal ATM access
- Free Online Banking with eStatements, Mobile App, Mobile Capture, and Bill Pay
*Overdraft charges may apply
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Interest bearing checking without a high minimum balance requirement.
FEATURES:
- $1,000 minimum balance to open
- Earns interest every day that your balance is $1,000 or more.
- $5.00 monthly service charge. Charge waived with a minimum $1,000 daily balance during the statement cycle.
- Free first order of personal checks
- Account to account transfers
- Send or Request Money with Zelle®
- Free cancelled check storage
- Free initial Visa® Debit card with uChoose rewards
- Free Yakima Federal ATM access
- Free Online Banking with eStatements, Mobile App, Mobile Capture, and Bill Pay
*Overdraft charges may apply
OPEN NOW
Interest bearing checking which earns the highest interest rate as long as your balance remains at $5,000 or more.
FEATURES:
- $5,000 minimum balance to open
- Interest rate is fixed for the first year
- $5.00 monthly service charge. Charge waived with a minimum $5,000 daily balance during the statement cycle or combined deposit/loan balance of $25,000
- Free first order of personal checks plus two free boxes per year
- Account to account transfers
- Send or Request Money with Zelle®
- Free cancelled check storage
- Free PREFERRED Visa® Debit card with uChoose rewards
- Free Yakima Federal ATM access
- Free Online Banking with eStatements, Mobile App, Mobile Capture, and Bill Pay
*Overdraft charges may apply
OPEN NOW
Student free checking / debit card account. It’s a great choice for your first checking account with no overdraft charges.
FEATURES:
- $25 minimum balance to open
- No overdraft charges
- Accepts direct-deposits (necessary for many jobs)
- Account to account transfers
- Send or Request Money with Zelle® (18 years+)
- Free initial translucent Visa® Debit card with uChoose rewards
- Yakima Federal ATM access
- Up to 2 non-Yakima Federal ATM charges refunded/reversed (per month or statement cycle)”
- Online Banking with eStatements, Mobile App, Mobile Check Deposit, and Bill Pay
- Card Control app which allows you to turn the card on and off and set alerts.
- Parents may monitor the account (for holders under 18)
FEATURES:
- $25 minimum balance to open
- $10 monthly service charge
- No overdraft charges
- Accepts direct-deposits (necessary for many jobs)
- Account to account transfers
- Send or Request Money with Zelle®
- Free initial Visa® Debit card with uChoose rewards
- Yakima Federal ATM access
- Online Banking with eStatements, Mobile App, Mobile Check Deposit, and Bill Pay
The Supra Fund Account pays a higher interest rate on balance tiers at $15,000, $25,000, $50,000 and $75,000 and over.
FEATURES:
- $15,000 minimum balance to open
- Safe and convenient
- Unlimited deposits and withdrawals in person
- Up to six automatic, pre-authorized, check or transfer withdrawals each month
- Monthly service charge waived with $100 monthly balance
- Monthly Statement
- Free Online Banking and eStatements
FEATURES:
- $25,000 minimum balance to open
- $10 monthly service charge. Charge waived with a minimum $5,000 average daily balance during the statement cycle.
- Interest compounds daily
- Can be used for automatic transfers
- See the rates and more info
FEATURES:
- $25,000 minimum balance to open
- Access to your money
- Ability to write checks (conditions apply)
- Interest rate is set for one year
- Deposit must be new money
Simply Savings is a great way to start a savings habit.
FEATURES:
- $1.00 minimum balance to open
- Earn interest on every penny
- No monthly service charge
- Free online banking and eStatements
Customers of Yakima Federal also enjoy a number of other services.
FEATURES:
- External Transfers
- Free Notary Public
- Free S.T.A.M.P. signature guarantee
- Free Bank Checks (limit one per day)
- Cashier’s Checks
- Automated Transfers between savings and checking accounts
- Telephone Transfers
- Wire Transfers
- Direct Deposit and Automatic Payments
- 6 Month CD: Click Here
- 8 Month Savers Choice CD: Click Here
- 12 Month CD: Please call or come by.
- 18 Month CD: Click Here
- 20 Month CD: Click Here
- 28 Month Savers Choice CD: Click Here
- 48 Month Market Match CD: Click Here
- 60 Month Savings Starter: Click Here
Open A CD online in just a few minutes.
Download Our Printable Product Brochures
- Checking Accounts (PDF)
- Student Checking (PDF)
- Savings Accounts (PDF)
